Insurance policies are very particular about what kind of damage they cover and what homeowners are exclusively responsible for. However, that doesn’t mean our roofers at Snow Roofing and Exteriors don’t still have a few secrets to share about how to get your insurance to pay for your roof. It’s actually a lot easier than you think!
Understand Your Policy Limitations
As you likely know, there are several types of roof damage that do not qualify for coverage. Old age and wear and tear are the top two most common types of damage that homeowners’ insurance policies do not cover, which means there’s no point in even filing a claim for them. What your insurance policy will cover, however, is damage caused by an unpreventable outside source, such as a severe weather event. That is why making sure you schedule a free annual roof inspection every year is so important.
Well-Timed Roof Inspections
If you’ve had a particularly stormy spring that has left your home battered by debris or a late summer has left you with a fall full of hailstorms, the best thing you can do for your property is schedule a free roof inspection as soon as possible. After all, it can be hard to prove the damage to your roof resulted from a storm months after the last big storm. Your insurance company will likely just claim it is wear and tear and refuse to payout your claim. When you call and get a record of an inspection within days or weeks of the storm, though, your chances of getting your claim approved increase significantly.
Choose The Right Roofers
The final, and most important, secret you need to remember is to always choose the right roofers. Our roofers at Snow Roofing and Exteriors, for example, will help you through every step of your roofing repair/replacement process, ensuring you know exactly what is going on every step of the way. We can take care of all your inspections, document and generate precise estimates for the damage, ensure the accuracy of your claims, communicate/negotiate directly with insurance adjusters, handle all the repairs once your insurance company gives the go-ahead, and more. And we’re always on your side.
Think your roof might need a refreshing roof restoration? Get in touch with our incredible roofers at Snow Roofing and Exteriors today. You will get all the answers to your questions, including whether now is really the right time to file a claim with your insurance! Call Snow Roofing and Exteriors today at (817) 733-9228, we are the top-rated roofing contractor in Wise County!
